Homeowner's Insurance


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Buying a home is a huge financial decision and may be your largest investment. It is important to protect your home from vulnerabilities such as natural disasters, burglary, vandalism and liabilities from personal injuries on your property. That is where homeowner’s insurance comes into play. Homeowner’s insurance provides the coverage you will need for such financial risk. Coverage can be increased based upon the value of personal assets as well. Therefore, it is important to do your research and speak with multiple insurance companies to purchase the best coverage for your needs.


Mortgage companies require homeowner’s insurance prior to closing your loan. This mitigates risk and provides lenders the assurance needed to protect them in case your home is damaged.  Be diligent and make sure your lender’s requirements are met before coming to the closing. Loans will not be approved without homeowner’s insurance as this is a mandatory requirement when purchasing a home.


The McAlisterHomeGroup has a trusted network of industry professionals to refer you. Having the right amount of homeowner’s insurance will provide peace of mind as well as necessary protection. We will be happy to answer any questions and will work closely with you in the purchase of your home.